Motor Insurance
Akoto Risk aims to help individuals and businesses mitigate the financial impact of unforeseen events or risks.
20% Savings
Motor Insurance
Protects your vehicle and provides liability protection for third-party damages. Covers damages to your vehicle from accidents, theft, fire, and other covered risks.
overview
Motor insurance is mandatory in Ghana, providing essential financial protection for vehicle owners. It covers damages to the vehicle, liability for injuries and property damage, and other related risks. Major providers in the market include SIC Insurance, Enterprise Insurance, and Star Assurance.
Types of Motor Insurance
Third-Party Insurance
This is the minimum legal requirement in Ghana. It covers damages and injuries caused to third parties in the event of an accident. It does not cover damages to the insured vehicle or the policyholder's injuries.
Comprehensive Insurance
Comprehensive insurance offers extensive coverage, including damages to the insured vehicle, theft, fire, and third-party liabilities. It also covers damages from natural disasters, vandalism, and other non-collision-related incidents.
Third-Party, Fire, and Theft
This type of insurance covers third-party liabilities as well as damages to the insured vehicle caused by fire or theft. It is a middle-ground option between third-party and comprehensive insurance.
Additional Coverages
Personal Accident Cover
Provides compensation for injuries or death of the policyholder or passengers in the event of an accident.
Windscreen Cover
Covers the cost of repairing or replacing damaged windscreens.
Towing and Roadside Assistance
Offers support services in case of vehicle breakdowns.
Benefits
- Legal compliance with Ghanaian regulations
- Financial protection against accidents and damages
- Peace of mind knowing you and your vehicle are covered
- Optional add-ons for enhanced protection
Why Choose Us
Our brokerage works with top auto insurance providers to offer you comprehensive and affordable policies that meet your needs. Our team of experts will guide you through the process, ensuring you understand your options and choose the best coverage for your vehicle.